Rainy-Day Fund

Girls in the rain

Build up your emergency savings this spring


This spring, Capital Community Bank (CCBank) encourages you to save for a rainy day by growing your emergency savings with our convenient accounts and mobile offerings. A rainy-day fund gives you the financial flexibility to afford life’s unplanned events, like a broken appliance, new car, medical emergency, dental work and more. This type of smaller scale emergency savings can range from $1,000 to $5,000, giving you enough money to take the sting out of paying for an unexpected expense. Understanding that saving extra can sometimes be tough with everyday spending, we’re surfacing some ways to help build up your rainy-day fund.

Use these easy-to-manage options to save more with CCBank:

  • Savings Account: open a fee-free savings account with an ATM card. More >>
  • Money Market: access your funds as needed with our money market account , which earns greater interest on higher balances. More >>
  • NOW Checking: earn interest on your entire balance, compounded and paid monthly, with this special checking account. More >>
  • Certificates of Deposit: choose a regular or jumbo CD to earn interest and diversify your portfolio More >>
  • Direct Deposit: allow for the automatic transfer of funds with direct deposit, also available through the CCBank Mobile App More >>
  • CardValet®: manage your CCBank debit card from a mobile device with the free CardValet® app. More >>

 

Saving for a rainy day with select products and services
The month of April typically brings more showers to our state, while also falling within tax season. Consider putting your tax refund or an annual pay increase towards your rainy-day fund. If you do need to pay for a sudden expense, then you can be more prepared with your local community bank’s helpful offerings. Increasing your supplementary savings is a smart way to plan ahead for life’s unpredictable happenings.

Prepare for unexpected events with banking solutions from CCBank.