Certificates of Deposit

personal certificates of deposit

Certificates of deposit offer you an investment option that diversifies your portfolio and provides some padding against the volatile stock market.

You can create a CD ladder by purchasing multiple certificates, each maturing every few months or a year, to guarantee a steady return on your investments. Then you can either cash out your CDs or re-invest them.

Capital Community Bank gives you two CD options based on how much money you can invest.

Certificates of Deposit

  • $1,000 minimum to purchase
  • Maturity terms range from 1 month to 5 years or more
  • The longer you hold the CD, the better your interest rate
  • A penalty may be imposed for early withdrawal

Jumbo Certificates of Deposit

  • $100,000 minimum to purchase
  • Maturity terms range from 1 month to 5 years or more
  • The longer you hold the CD, the better your interest rate
  • A penalty may be imposed for early withdrawal

View our current rates for regular and jumbo CDs.

Capital Community Bank representatives are ready to help you create a CD investment plan. Contact them today to get started.